RTS can help your American Dream come true.  We’re proud to introduce an incredible new program called Smart Commute.  The Smart Commute program rewards homebuyers that purchase a new home within a quarter mile of an RTS bus route with additional qualifying income for their mortgage.  You may be able to get that home you’ve always wanted – and save money on commuting costs! Contact your local M & T Mortgage lender at (585) 258-8355 to determine eligibility and apply for a mortgage loan through the Smart Commute Initiative.